The hardest move-up purchase in real estate is the one where you already own a home. You need the equity in your current property to buy the next one, but you can't sell your current property until you have somewhere to go. So you write a contingent offer — and you get beaten by every buyer who didn't have one.
The Buy Before You Sell program is the answer. It uses the equity you already have to fund the new purchase, so you can write a non-contingent, cash-strong offer on your next home — and sell your current home from a position of strength, not panic.
We review your current home's value, your existing mortgage, and your target purchase price. Within a few days, you'll know exactly how much buying power the program unlocks for you.
Shop for your next home knowing your purchase is fully backed. When you find it, write a non-contingent offer — no "subject to the sale of my current home" clause to weaken your position.
Close on the new home and move at your own pace. You're not racing two timelines or sleeping on a sister's couch between sales — you move once, when you're ready.
Now we list and sell your old home — empty, staged properly, and without the pressure that forces a discount. Sellers typically net more from a vacant, well-presented home than an occupied one.
Cash-strong, non-contingent offers win against financed offers — even at slightly lower prices. Sellers prize certainty over a few thousand dollars. You'll be the certain offer in the stack.
No double moves, no temporary housing, no storage units. You move directly from your current home into your next home on a schedule you control — not one dictated by two timelines colliding.
Vacant, staged, properly photographed homes sell faster and for higher prices than occupied ones. By the time we list yours, you're already moved out — which means we list the best version of your home.
You own your current home, you've built up equity over years of payments and appreciation, and you're ready to use that equity to step up to a larger or better-located home.
You're shopping in an area where multiple offers are common and contingent offers routinely get passed over. The program puts you in the same offer category as cash buyers.
You don't want to coordinate two closings on the same week, live in a rental in between, or pay for storage. You'd rather move once, on your schedule, into the home you actually want.
You know your current home will sell for more if it's vacant, staged, and photographed properly — and you want the time to present it that way without the pressure of dual timelines.
Program fees vary by transaction size and structure. In most cases, the cost is offset (and frequently exceeded) by the premium you save by writing a non-contingent offer and the higher price your old home commands when sold vacant. We'll walk through the full math before you commit.
The program is designed so that you've already moved into your new home before the old one hits the market — so you're not under pressure during the sale. The program also has built-in protections to bridge timing gaps without forcing a fire-sale price on your old home.
No. The program works for a wide range of price points. Eligibility is based on the equity in your current home and your qualifying profile, not on whether you're in luxury inventory.
Usually a few business days from receiving your basic financials and a comparable analysis of your current home. We can typically tell you within one phone call whether you're a strong candidate.
The strongest results come when both sides of the transaction — the purchase and the eventual sale — are coordinated through one practice. That said, every situation is different. We'll discuss what makes sense for yours.
A 30-minute conversation will tell us whether this program is a fit and what your buying power would look like.