Apply — 07

Begin your
application—
secure & online.

Start the formal mortgage application through our secure lender portal. The application takes about fifteen minutes; you can save your progress and return anytime. Your information is encrypted and never shared without consent.

Start Application Speak with Ernest first
Secure Application
Bank-Grade Encryption
Time to Complete
~ 15 Minutes
Pre-Approval
Within 24–48 Hours
What to expect

A clear path from application to keys.

01
Apply Online

Complete the secure application through our lender portal. Most clients finish in fifteen minutes.

02
Submit Documents

Income, asset, and identity documents. We will tell you exactly what is needed for your program.

03
Pre-Approval

Issued in 24–48 hours after complete documentation. You'll have a letter to make offers with.

04
Find & Close

We house-hunt, write the offer, underwrite the loan, and coordinate closing—one person, one team.

Before you apply

You don't need everything ready to start. The application can be paused and resumed. That said, having the following handy makes the process faster:

  • —01 Two years of W-2s or two years of personal & business tax returns (if self-employed)
  • —02 Recent pay stubs (last 30 days)
  • —03 Two months of bank statements for all accounts
  • —04 Photo ID and Social Security number
  • —05 Address history (last two years)
Ready

The application is the first step. Everything else, we handle.

Start your application Call 626.991.8302

Loan products subject to credit and property approval. Not all applicants will qualify. Ernest J. Del Real — NMLS #1511911. Equal Housing Opportunity.